“You’re About To Discover The Quickest, Easiest, PROVEN Methods To Stop Foreclosure – You’ll Learn Secret Short Sale Strategies Most Realtors Will NEVER Know…”

So… Hang On While I Explain

And make no mistake about it…

you must stop foreclosure right now.

If you are in a situation where you can’t afford to send the bank money and may be facing foreclosure, then a real estate short sale is most likely the perfect solution for you.

There are many reasons why a bank will agree to a short payoff or a short sale rather than foreclose. But mostly, it’s simply because it can save the bank a lot of time, money and hassle.

The most important thing to remember when doing a short sale in real estate is your bank doesn’t want to foreclose on your home. It’s too much work and costs too much money.

But…your bank will foreclose on you and your families home if they see no other choice.

I am also going to tell you the biggest mistakes real estate agents are making doing short sales and what you can do instead to successfully avoid foreclosure.

Hello, my name is Guy Morgan.

Please listen to this short message from my first real estate short sale client back on August 17, 1991.

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Today you can learn quickly and easily if you qualify for a short sale by simply taking the Short Sale Quick Qualifier Quiz right here…

In fact, the whole idea of a real estate short sale seemingly was developed right here in southern California by myself and a talented group of real estate professionals I’ve been masterminding with for years.

As a result, I’ve learned a lot about real estate agents, buyers, banks, mortgage brokers, home sales, and short sales that I want to share with you.

And I promise…everything you’ll learn will help you with your particular situation…if you follow my advice and hire the right people.

So here we go…

The last time the market collapsed in southern California there were an equal number of home sales to NOD (Notice of Default) filings.

So for each homeowner who defaulted on their loan there was another person willing to buy the home or property.

Not this time…

Here’s why.

Until recently, most lenders were not even filing the Notice Of Default (NOD) when they should because they couldn’t handle the large volume of foreclosures they’re already getting. This caused a huge backlog of homes with very delinquent loans that they now have to deal with.

Previously the lenders and the feds planned to modify most of the loans but now having learned more than half the borrowers are not making payments anyway, banks are started to foreclose on homes with a vengeance.

And it get’s worse because… just about every real estate agent and mortgage broker, still in the business, are claiming to be short sale specialists. When in fact, most have never even done one successfully!

This current situation is gutting the housing market across the nation and, southern California is among the worse.

But things are changing again…and very rapidly in the real estate market and particularly loan modifications and short sales.

Banks have learned that 70% of homeowners who do a loan modification never make a payment and wind up doing a short sale later or even getting foreclosed on.

So now they are not doing loan modifications like the federal government wants them to.

If you think about it, it makes sense right?

The banks don’t want to deal with a bad loan any longer than they have too.

So banks prefer a short sale or even foreclosure.

So what can you do?

• Why your lender will help you sell your home for FREE, even if you owe more than its worth
• How to save your credit and erase your debt
• Why banks don’t want to foreclose on your home
• Why banks will foreclose on your home
• How to sell your home in a tough market
• Why most real estate agents simply can’t help you
• Why you should never use a mortgage broker to do a real estate short sale

Be very careful, there’s a lot of talk about recent laws passed in Congress on the IRS form 1099-c and how it might impact your income taxes.

And most of it’s wrong.

You’ll also learn the difference between a purchase money loan and all of the other types of loans. Knowing this one thing can…

Stop Foreclosure, Right Now.

Please… understand this… if you’re having difficulty making your mortgage payments, you must know the difference between a recourse and a non-recourse loan.

You may be shocked to discover what a devastating effect a recourse loan can have on you for the next 20 years if the bank forecloses on your home.

CAUTION: Most likely you have a full recourse loan right now, and don’t know it. If you do…

You’ll get screwed by the bank, and you and your agent won’t even know it’s happening to you until it’s too late.

And there is NOTHING you can do about it.

Except perhaps file for bankruptcy.

And here’s something else you probably didn’t know…

According to the most recent statistics I’ve seen from the National Association of Realtors the average agent sells 2.74 homes per year.

Would you hire a part-time doctor to do surgery on your family?

Of course not, but that is exactly what most home sellers do when selling their most valuable asset…their home.

For something as complex as a real estate short sale you need a specialist. That’s because…

There are 9 critical steps in a real estate short sale and all of them must be done absolutely right or you will lose your home to foreclosure.

You can easily learn all about the 9 critical steps in a short sale by simply listening to the free 24 hour recorded message at 1-888-Short21 (746-7821).

Here’s why:

Because, again, most of the agents in the business today don’t know how to list and market homes properly, document their efforts, prepare thorough BPO’s (broker price opinions) and negotiate tight strong contracts and negotiate with the banks.

And the lenders know it and hate it.

But a true expert at short sales, a pro, knows how to do all of these critical tasks perfectly and ultimately get an approval on your short sale.

And the banks love it.

OK. So by now, you’ve probably realized it’s just plain dangerous to hire a new agent (less than 10 years full-time and hundreds of deals) to do a real estate short sales.

You’ll also need a trained negotiator with a strong background in banking and loan underwriting, not mortgage lending.

The skills required to negotiate with a lender are completely different from the skills required to sell your home.

Therefore, even real estate professionals who are able to sell your home don’t usually know how to communicate with banks and show them the advantages of doing a short sale. Even if they do, they simply don’t have the time to do it right.

The person handling the lender negotiations, in this critical and final phase, must be at a desk, near a phone, with your file nearby…all the time.

If you want to avoid foreclosure you need a real estate pro working with a loss mitigation expert who knows how to get to the top decision maker at your bank.

And when they do, how to speak the lenders language and show them the advantages of doing a short sale versus foreclosing on your home.

When your short sale specialist gets to the top decision maker at your bank that phone call has to be done absolutely perfect the first time…there are no second chances with the loss mitigation managers at the major banks.

They simply do not have time for amateurs.

At Short Sale Experts, Inc. we understand bankers and banking at a deep intuitive level, have great relationships with the asset managers, and know exactly what to say to each lender on each type of loan.

And not only that, we have a Rolodex filled with the names and contact information of the senior managers that would be the envy of every politician.

And since we have the direct contact numbers for senior loss mitigation managers at most major banks and know exactly what to say to them, we can get your file approved much more quickly.

And that’s exactly what you need from a real estate short sale specialist.

Experience selling homes in a tough market. Experience talking to loss mitigation departments at banks. And the time and organization to do it consistently and right.

• Sell For Less Than You Owe The Bank
• Your Lender Pays All The Closing Costs
• You Pay Nothing
• You Owe Nothing
• You Save Your Credit
• Erase Your Debt
• Get A New Start

My philosophy has always been to provide my clients with as much information as possible, offer my best advice, back it up with the facts, and let them make their own decisions.

I believe a homeowner armed with the tools to make an informed decision, will make the decision that’s best for them.

And, as you can easily guess, very often I’m asked to help.

You can have me and my team of professionals helping you avoid foreclosure in less than 24 hours by calling Toll Free 1-888-Short21 (746-7821).

My team will start to work immediately, at no cost to you, helping you avoid foreclosure and start over.

If your not sure a real estate short sale is right for you and you and have more questions, just let one of my team members know you would like an over-the-phone consultation.

It’s free and usually takes less than 10 minutes. Talking to a short sale consultant will help you decide if a short sale is right for you.

When you call I promise to tell you the good, the bad, and the ugly about your situation.

You’ll learn everything you need to know to make an informed decision.

It’s as simple as picking up the phone and calling now.

Or if you prefer simply fill in the information in the box below and we’ll get back to you…